*Pricing and you may Apr quoted above getting Holder-Occupied; 680 credit rating; $150,000 ft loan; $ amount borrowed; 96.5% ltv Minimum credit rating conditions apply. Delight demand a beneficial CUFS Signed up Financial Coach to own basic facts. Maximum amount borrowed: $472,030. (Is generally down for sure counties) Purchases: step 3.5% down payment; Refinances: %ltv Speed/Term; 80%ltv Bucks-aside

*Rates & Apr cited a lot more than getting Manager-Occupied sales; 680 credit score; $150,000 foot financing; $153,225 amount borrowed; 100% ltv Limit loan limits use – varies per Seasoned Sales: 0% deposit; Refinances: 100%ltv Rate/Term; 90%ltv Cash-aside

*Rates & Annual percentage rate cited a lot more than to have Owner-Occupied orders; 680 credit history; $150,000 base mortgage; $151,515 loan amount; 100% ltv Minute 620 credit history. Purchases: 0% down-payment; Geographic and you may money limits apply. Consider here to possess qualifications.

*Prices and you can Apr cited over to have Holder-Occupied; 760+ credit ratings; $1,000,000 financing; 75% ltv. Loan-to-Worthy of above 75% may have a special rates & Apr. *Interest levels may differ dependent on credit worthy of mortgage-to-worthy of, occupancy, mortgage types of, and you can mortgage label. Exhibited are definitely the newest lowest readily available pricing. Costs and you can APRs released try at the mercy of change with no warning. When you yourself have concerns otherwise dont understand the specific financial program and/or scenario you are shopping for, excite get in touch with a loan Manager to have a personalized estimate of the calling (800) 503-6855.

2476 Lawernceville Hwy., Suite 101 | Decatur, GA 30033 | [email address protected] | Phone: (800) 503-6855 | Fax: (678) 658-4467

Michelle Wright

Michelle Wright functions as Maintenance Director for Credit Relationship Monetary Qualities, LLC (CUFS) in Covington, Georgia. She first started their particular job which have CUFS since a mortgage Servicer in 1998. As the their own occupation advanced, Michelle transitioned to a good Michelle is promoted in order to their unique most recent character. She actually is accountable for loss mitigation, mortgage lender conformity according to A property Payment Actions Work (RESPA) and you can Consumer Economic Security Agency (CFPB), few days end and you can one-fourth stop revealing, also general financial servicing.

Michelle lives in Stockbridge use a link. She finished that have an excellent Bachelor’s Knowledge in Therapy from the College off Maryland, East Coast within the 1991.

Jim Dymek

Jim Dymek were only available in the loan providers once the an authorized Financial Coach for the employed by home financing Banker. Jim’s prior industry try attempting to sell technology to help you Chance five hundred organizations to own everything fourteen many years on the The southern area of.

Leverage their home loan feel, Jim returned to technology industry from 2011 so you can 2014 promoting mortgage tech choice for Calyx Application and you may Financing QB regarding the The southern area of All of us.

Jim possess constantly held it’s place in the major 10% away from development at various home loan businesses of the generally centering on educating the user and getting comprehensive follow through.

Jim are excited about teaching an individual with the principles having a focus towards the explaining how important borrowing is in the home loan approval techniques. Jim prides himself towards offering the individual numerous options in place of an individual mortgage alternative. Jim has also a powerful understanding of compliance additionally the latest laws governing a.

A citizen off Dunwoody, Jim gone to live in the newest Metro Atlanta town into the 1974. The guy attended Dunwoody High-school that will be an effective 1985 graduate out of Georgia Tech having a great Bachelor’s Education during the Commercial Management.

David Gowen

David was home financing Registered Mortgage Mentor within Borrowing from the bank Partnership Financial Services within the Covington, Georgia. He assists offer mortgage methods to members of Credit Unions for the Georgia. Immediately after beginning in the loan industry inside 1986, David invested the original 21 years of their career doing work in the user money community with wholesale otherwise correspondent lenders once the possibly an individual producer or conversion manager. Given that 2007, he’s struggled to obtain several banks or lenders speaking about customers either because an individual music producer otherwise part manager.